DIGITAL X-RAY IN CARMEL, INDIANA
Walk-In X-Ray in Carmel, IN
Same-visit digital X-ray and physician read. All ages welcome. No appointment required.
A Monarch physician examines you, orders the X-ray, and reads it during your visit. Office visit is required for every X-ray — we don't image without a Monarch physician's order. Walk in any time during open hours, or schedule online.
Walk-In Welcome
No appointment needed — open 7 days
Same-Visit Read
A physician reviews your X-ray during your visit
All Ages Welcome
Pediatric X-ray for kids, teens, and adults
Pricing Before Imaging
Office visit + X-ray fees reviewed first
WHAT WE IMAGE
Common X-Rays at Monarch
A Monarch physician examines you, decides what views are needed, and orders the X-ray. Our digital X-ray system produces images quickly so a physician can read them during your visit.
Chest & Spine
Cough with concern for pneumonia, rib pain after a fall or hit, persistent back pain, suspected pneumonia in children, abdominal X-ray for certain symptoms.
Upper Extremity
Hand, wrist, forearm, elbow, and shoulder — for sports injuries, falls, suspected fractures, finger or wrist pain that won't resolve.
Lower Extremity
Foot, ankle, knee, hip, and tibia/fibula — for ankle sprains where fracture needs to be ruled out, knee injuries, hip pain after a fall, and similar.
If you are pregnant or may be pregnant, tell us before imaging. We discuss the safest path with you, and your OB's recommendation guides any timing decisions.
IMAGING WE DON'T DO
Where to Go for Other Imaging
Monarch performs digital X-ray only. For other imaging, we tell you where to go before you make the trip:
CT scan, MRI, ultrasound, fluoroscopy, mammography → These require dedicated imaging equipment Monarch does not have. The right place depends on what your physician orders. Common Indianapolis-area options include IU Health Imaging, RAYUS Radiology, and hospital-based imaging departments.
Imaging during an active emergency → Severe trauma, suspected stroke, severe head or neck injury, suspected hip or pelvis fracture after a serious fall, or any condition that needs CT or MRI urgently — go directly to the emergency room or call 911.
Imaging without a physician evaluation → We do not perform X-ray on a walk-in basis without an office visit. A Monarch physician must examine you and order the imaging before we image. This protects you from unnecessary radiation and from results that get read without context.
If you are not sure whether Monarch is the right place for what you need, call (317) 804-4203 first. We will help you sort it out before you make the trip.
FROM DR. CLAY
Reading Your X-Ray Before You Leave
When you fall on a wrist or hear something pop in an ankle, the question is simple: is it broken or not. Waiting two days for an answer means two days of guessing, two days of skipping work, two days a child cannot play.
A Monarch physician examines you, decides which views are needed, and reads your X-ray during your visit. If we see a fracture, we splint it, talk through next steps, and arrange orthopedic referral if indicated. If we don't see one, we tell you that too — with the honest caveat that some hairline fractures need a few days to show up on imaging.
We send your records and images to your primary care doctor and any specialist we refer you to. You leave with a plan, not a wait.
FROM DR. CLAY
Reading Your X-Ray Before You Leave
When you fall on a wrist or hear something pop in an ankle, the question is simple: is it broken or not. Waiting two days for an answer means two days of guessing, two days of skipping work, two days a child cannot play.
A Monarch physician examines you, decides which views are needed, and reads your X-ray during your visit. If we see a fracture, we splint it, talk through next steps, and arrange orthopedic referral if indicated. If we don't see one, we tell you that too — with the honest caveat that some hairline fractures need a few days to show up on imaging.
We send your records and images to your primary care doctor and any specialist we refer you to. You leave with a plan, not a wait.
HOW YOUR VISIT WORKS
Your X-Ray Visit in 4 Steps
Walk In or Schedule
Walk in during open hours or book through MyChart. Bring a photo ID and insurance card if applicable.
Physician Exam & Order
A Monarch physician examines you, decides which X-ray views are needed, and writes the order. This is the office visit.
Imaging by an RT
A radiologic technologist takes the images using our digital X-ray system, with shielding as appropriate.
Read & Plan
A physician reads your X-ray during your visit and discusses results, splinting if needed, and any referrals before you leave.
A radiologist over-read may follow within 1–2 business days when indicated. If the radiologist's read changes the plan, we contact you. Records can often be shared with your primary care doctor through MyChart and Care Everywhere.
FOR PARENTS
Pediatric X-Ray for Kids of All Ages
When a child falls off a bike or rolls an ankle in soccer, parents often call us first because many urgent cares refer kids out. We don't. Monarch images children of all ages right here.
A Monarch physician examines your child first to decide whether an X-ray is the right next step. If it is, our radiologic technologist uses the smallest beam and shortest exposure that produces a useful image, with lead shielding as appropriate. We let parents stay in the room when it is safe to do so.
If the X-ray shows a fracture, we splint, give honest guidance about activity, and arrange orthopedic referral if indicated. If it does not, we tell you what to watch for over the next few days and when to come back.
TRANSPARENT PRICING
Clear In-Office Pricing Before Imaging
How X-ray pricing works: An office visit is required for every X-ray so a Monarch physician can examine you, decide which views are needed, and order the imaging. The X-ray fee is added to the office visit fee. Multiple X-ray studies are billed per study. We review the expected total with you before imaging. HSA and FSA accepted for medically necessary imaging.
Office Visit (required base fee)
| Office visit (new patient, low-level) | $153.30 |
| Office visit (established patient, low-level) | $105.70 |
X-Ray Imaging
| Digital X-ray with radiologist read (per study, added to office visit) | $157.50 |
Each X-ray study is billed individually. For example, a chest X-ray is one study; a wrist X-ray is one study; imaging both ankles is two studies. Radiologist over-read is included in the per-study fee.
For Insured Patients
We are in network with Anthem BCBS, United Healthcare, Aetna, Cigna, and Encore/IU Health Plans. We are NOT in network with Medicaid or Humana. Coverage may apply for medically necessary imaging, depending on your plan, deductible, and benefits.
RADIATION SAFETY
How We Limit Exposure
- ✓ Modern, low-dose digital X-ray equipment
- ✓ Lead shielding when appropriate
- ✓ Smallest beam and shortest exposure that produces a useful image
- ✓ Only the views your condition requires
- ✓ Pediatric protocols sized for children
If you are pregnant or may be pregnant, tell us before imaging. Pregnant patients should follow their OB's recommendation for any imaging timing decisions.
WHEN ER IS MORE APPROPRIATE
Skip Us, Go Directly to ER
- ⚠ Severe trauma, open fractures, or uncontrolled bleeding
- ⚠ Chest pain with concerning symptoms or shortness of breath
- ⚠ Head or neck injury with neurological changes
- ⚠ Severe deformity or suspected hip or pelvis fracture after a fall
- ⚠ Suspected stroke (face droop, arm weakness, speech changes)
- ⚠ Severe abdominal pain
- ⚠ Any condition that may need CT or MRI urgently
If you are not sure whether ER or urgent care is right, call (317) 804-4203. We will help you decide.
FREQUENTLY ASKED QUESTIONS
Walk-In X-Ray FAQ
Do I need an appointment for an X-ray?
No. Walk in any time during open hours: Monday through Friday 8am to 6pm, Saturday and Sunday 9am to 12pm. Booking online through MyChart is also available if you prefer to hold a time slot.
Can I just get an X-ray without an office visit?
No. An office visit is required for every X-ray. A Monarch physician examines you, decides which views are needed, and orders the imaging. We don't image without a Monarch physician's order — this protects you from unnecessary radiation and from results that get read without context.
How quickly will I get results?
A Monarch physician reads your X-ray during your visit. You leave with a plan, not a wait. A radiologist over-read may follow within 1–2 business days when indicated. If the radiologist's read changes the plan, we contact you.
Can my child get an X-ray here?
Yes. We image children of all ages. Many urgent cares refer pediatric X-ray out; we don't. Our radiologic technologist uses pediatric-sized protocols, lead shielding as appropriate, and the shortest exposure that produces a useful image. Parents can stay in the room when it is safe to do so.
Will I see a doctor?
Yes. A Monarch physician examines you, orders the X-ray, reads the images during your visit, and discusses next steps with you before you leave. The X-ray itself is taken by a radiologic technologist.
How much does an X-ray cost if I self-pay?
A Monarch X-ray visit has two fees: the office visit ($153.30 new patient, $105.70 established patient) and the X-ray itself ($157.50 per study, radiologist read included). For example, a single wrist X-ray for a new patient totals $310.80 self-pay. Multiple X-ray studies are billed per study. We review your expected total before imaging.
Can you send my images or results to my primary care doctor?
Yes. Records can often be shared with your primary care doctor through MyChart and Epic Care Everywhere. We also send records and images to any specialist we refer you to. Tell us at check-in who you would like the records sent to.
What if I'm pregnant?
Tell us before imaging. We discuss the safest path with you. Pregnant patients should follow their OB's recommendation for any imaging timing decisions. Some imaging can wait; some cannot. A Monarch physician will not order an X-ray during pregnancy unless the benefit clearly outweighs the risk.
What about CT, MRI, or ultrasound?
We do not perform CT, MRI, ultrasound, fluoroscopy, or mammography. These require dedicated imaging equipment Monarch does not have. The right place depends on what your physician orders — common Indianapolis-area options include IU Health Imaging, RAYUS Radiology, and hospital-based imaging departments.
Will the X-ray catch every fracture?
Most fractures are visible on X-ray. Some hairline fractures and stress fractures don't show up on initial imaging and need a few days to become visible. If we do not see a fracture but you are still in significant pain after several days, come back — we may repeat imaging or refer to orthopedics.
Do you accept insurance?
We are in network with Anthem BCBS, United Healthcare, Aetna, Cigna, and Encore/IU Health Plans. We are NOT in network with Medicaid or Humana. Coverage may apply for medically necessary imaging, depending on your plan, deductible, and benefits. HSA and FSA accepted. Self-pay rates are listed above.
WHAT PATIENTS SAY
Read What Carmel Patients Say About Monarch
Real reviews from real patients, pulled directly from Google. We have earned a 5.0 rating across more than 170 reviews.
Walk In. Get Imaged. Leave With a Plan.
Same-visit X-ray and physician read. All ages welcome. Office visit required.
Book An Appointment Call (317) 804-4203
Mon–Fri 8am–6pm · Sat–Sun 9am–12pm
90 Executive Drive, Suite A & B, Carmel, IN 46032
How This Page Is Reviewed
This page was medically reviewed by Dr. Lisa Clay, MD — Founder and Medical Director of Monarch Medicine Urgent Care. X-ray decisions, imaging protocols, and pediatric considerations are individual — a Monarch physician examines you and orders the right imaging based on your specific situation. Office visit is required for every X-ray. Pricing reflects current rates and may change. Insurance coverage depends on your plan and benefits. Last reviewed: May 2026.
Medically reviewed by Dr. Lisa Clay, MD — Founder & Medical Director, Monarch Medicine Urgent Care. Last reviewed: May 2026.
X-ray imaging at Monarch Medicine Urgent Care is performed by a radiologic technologist under physician orders, with images reviewed by physician-led clinical staff under the supervision of Dr. Lisa Clay, MD. This content is informational and is not a substitute for individual medical advice. Office visit is required for every X-ray. A Monarch physician evaluates your specific situation, orders the imaging, and reviews results with you. Some hairline and stress fractures are not visible on initial imaging and may require follow-up. Insurance coverage and self-pay rates are accurate as of the page's last review date and may change. For severe trauma, suspected stroke, severe head or neck injury, or any medical emergency, call 911 or go to the nearest emergency room.