PHYSICIAN-LED URGENT CARE IN CARMEL, IN
Complete Urgent Care Services — Walk In Today
From illness and injury to diagnostics, physicals, and surgical clearance — a Monarch physician evaluates patients and directs their care.
Open 7 days a week | On-site X-ray & rapid testing | Carmel, IN
SAME-DAY URGENT CARE IN CARMEL, INDIANA
Our Services in Carmel, IN
Walk-in urgent care, on-site X-ray, physicals, compliance testing, and wellness — for all ages.
A Monarch physician examines you, decides what is needed, and explains the plan in plain words. We handle what we can in one visit, and we tell you when something belongs with a specialist or your primary care doctor. Walk in 7 days a week, schedule online through MyChart, or call us first if you are not sure where to start.
Walk-In Welcome
No appointment needed — open 7 days
All Ages
Newborns through adults — no age restrictions
Physician-Led Care
Examined by a Monarch physician
Pricing Before Treatment
Self-pay rates published online
JUMP TO A SECTION
CORE URGENT CARE
Walk-In Care for Common Urgent Needs
Walk-In Urgent Care
Cold, flu, COVID, infection, injury — for adults and kids.
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Pediatric Urgent Care
Newborns through teenagers. Some walk-in settings have age cutoffs — Monarch sees all ages.
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Walk-In X-Ray
On-site digital X-ray for all ages, with same-visit physician review and radiologist final read included.
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On-Site Medical Treatment
In-office procedures: laceration repair, splinting, foreign object removal, ear lavage, nebulizer treatment.
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COVID-19 Testing
Rapid COVID antigen testing during your visit. Symptom evaluation included.
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UTI Treatment
Same-visit UTI evaluation, urinalysis, and antibiotics when clinically appropriate.
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Women's Health
UTI, vaginitis, yeast infection, mastitis, and STI testing — discreet, same-visit care.
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Men's Health
Walk-in care for common men's health concerns, including STI testing and UTI evaluation.
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PHYSICALS
Sports, Healthcare Student, and Pre-Op
Sports Physicals
IHSAA-approved physicals for school sports. Walk in 7 days a week.
$65.80 self-pay
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Healthcare Student Physicals
Full compliance bundle for nursing, MA, EMT students — physical exam, titers, TB testing in one visit when possible.
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Pre-Op Evaluation
Required physician evaluation for outpatient surgery. By appointment. EKG, X-ray, and other testing cost extra when needed.
$215.60 self-pay
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COMPLIANCE & TESTING
Tdap, Titers, and TB Testing
Tdap & Immunity Titers
Tdap booster and immunity titers (MMR, Varicella, Hep B) for compliance forms and healthcare programs.
Tdap $88.46 / Titer draw $8.40
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TB Testing
PPD skin test, QuantiFERON-TB Gold blood test, and chest X-ray when needed. For school, employer, and healthcare program compliance.
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WELLNESS & SPECIALTY
Wellness Injections and Weight Loss Programs
VIB and NAD+ are cash-pay wellness injections and are not FDA-approved treatments. The GLP-1 weight-management program is a separate prescription service. A physician evaluates suitability and explains the available options.
Vital Immunity Boost (VIB)
Physician-reviewed IM injection containing glutathione, vitamin C, and zinc. Cash-pay wellness service. Not a medical treatment.
$75
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NAD+ Injection
Physician-reviewed intramuscular injection containing nicotinamide adenine dinucleotide. Cash-pay wellness service. Not a medical treatment.
$75
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GLP-1 Weight Loss
Physician-supervised GLP-1 program (semaglutide and tirzepatide) for weight management.
From $300 / month
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PRICING & INSURANCE
Insurance, Self-Pay, and Pricing Transparency
In Network
We are in network with:
- Anthem Blue Cross Blue Shield
- United Healthcare
- Aetna
- Cigna
- Encore / Indiana University Health Plans
Not in network: Medicaid and Humana. We can see you as a self-pay patient at our discounted rates if you have one of these plans.
Self-Pay Pricing
Self-pay rates start at $105.70 for an established patient low-level visit and $153.30 for a new patient low-level visit. Our self-pay pricing already includes a 30% discount from standard rates — no separate step needed. HSA and FSA accepted. Pricing is reviewed with you before treatment begins.
FROM DR. CLAY
Why Monarch Looks Like This
Walk-in urgent care should be simple. A patient walks in. A physician examines them, decides what is needed, explains the plan, and treats what can be treated.
Our team designed Monarch to deliver that simply. On-site X-ray, in-office procedures, rapid testing, prescriptions when clinically appropriate, and clear pricing before treatment begins. When something belongs with a specialist or your primary care doctor, we tell you and send the records along.
That is what every service on this page is built around.
— Dr. Lisa Clay, MD
WHEN ER IS MORE APPROPRIATE
Skip Us for These
We see most urgent care needs in one visit. Some things need the ER instead. Skip us and go directly to the ER or call 911 for:
- ⚠ Severe trauma, open fractures, or uncontrolled bleeding
- ⚠ Chest pain with concerning symptoms or shortness of breath
- ⚠ Difficulty breathing, pulling between the ribs, blue lips, or severe wheezing
- ⚠ Loss of consciousness or unresponsiveness
- ⚠ Severe head, neck, or spine injury
- ⚠ Suspected stroke (face droop, arm weakness, speech changes)
- ⚠ Severe allergic reaction (face or throat swelling)
- Possible poisoning: call Poison Help at 1-800-222-1222 right away. Call 911 for collapse, seizure, breathing trouble, or inability to wake.
- ⚠ A baby 3 months old or younger with a rectal temperature of 100.4°F or higher needs immediate medical attention
- ⚠ Severe abdominal pain
- ⚠ Anything where your gut tells you something is seriously wrong
For an infant with fever as described above, call the pediatrician immediately; go to the ER if you cannot reach them promptly. For severe symptoms, call 911. For a non-emergency question about our services, call (317) 804-4203.
FREQUENTLY ASKED QUESTIONS
Common Questions About Monarch Services
Do I need an appointment?
No appointment is needed for most urgent care visits. Pre-op evaluations and TB testing require appointments. For urgent care, walk in during open hours: Monday–Friday 8am–6pm, Saturday–Sunday 9am–12pm. You can also schedule online through MyChart to hold a time slot.
What ages do you see?
All ages. Newborns through adults. There are no age restrictions for urgent care visits at Monarch. A Monarch physician examines you or your child and decides what is needed.
Do you accept insurance?
We are in network with Anthem BCBS, United Healthcare, Aetna, Cigna, and Encore/IU Health Plans. We are NOT in network with Medicaid or Humana. HSA and FSA accepted.
What if I don't have insurance?
Self-pay rates start at $105.70 for an established patient low-level visit and $153.30 for a new patient low-level visit — our self-pay pricing already includes a 30% discount from standard rates, no separate step needed. See our pricing page for the full fee schedule.
Can I get an X-ray here?
Yes. We have on-site digital X-ray for all ages. An office visit is required for every X-ray so a Monarch physician can examine you and order the imaging. The X-ray is taken by a radiologic technologist, reviewed with you during the visit, and sent for radiologist final read. See our walk-in X-ray page for details.
Can you handle multiple concerns in one visit?
Often, yes. A Monarch physician evaluates everything you bring in and decides what can be addressed during the visit and what needs follow-up. Some things benefit from a separate, focused visit — we will tell you when that is the case.
How quickly can I be seen?
Wait times vary by day and time. Walk-ins during off-peak hours often wait 15 minutes or less. You can also schedule online through MyChart to hold a time slot.
Can you send my records to my primary care doctor?
Records can often be shared with your primary care doctor through MyChart and Care Everywhere. Tell us at check-in who you would like records sent to.
WHAT PATIENTS SAY
Read What Carmel Patients Say About Monarch
Real reviews from real patients, pulled directly from Google. We have earned a 5.0 rating across more than 170 reviews.
How This Page Is Reviewed
This page was medically reviewed by Dr. Lisa Clay, MD — Founder and Medical Director of Monarch Medicine Urgent Care. Service offerings, pricing, and insurance arrangements change. A Monarch physician reviews your specific situation and explains the plan during your visit. Last reviewed: May 2026.
Medically reviewed by Dr. Lisa Clay, MD — Founder & Medical Director, Monarch Medicine Urgent Care. Last reviewed: May 2026.
Urgent care services at Monarch Medicine Urgent Care are provided by physician-led clinical staff under the supervision of Dr. Lisa Clay, MD. This content is informational and is not a substitute for individual medical advice. A Monarch physician examines you, decides the right diagnosis and treatment based on your specific situation, and tells you when something belongs with a specialist or your primary care doctor. Pricing reflects current rates and may change. Insurance coverage depends on your plan and benefits. For severe trauma, suspected stroke, severe head or neck injury, severe allergic reaction, suspected poisoning, any fever of 100.4°F or higher in an infant under 3 months, or any condition where your gut tells you something is seriously wrong, call 911 or go to the nearest emergency room.