UTI Treatment in Carmel

SAME-DAY UTI TREATMENT IN CARMEL, INDIANA

Same-Day UTI Treatment in Carmel, IN

Walk-in evaluation. Rapid in-office urinalysis. Treatment plan before you leave.

Burning when you urinate. Going every fifteen minutes. Pressure that will not ease. We can run a urinalysis here in the office, today, and a Monarch physician will review the result with you and determine the right treatment.

Book An Appointment Call (317) 804-4203

Walk-In Same-Day

No appointment needed — open 7 days

Rapid In-Office UA

Urinalysis results in minutes, not days

Physician-Led

A Monarch physician evaluates and reviews results

Transparent Pricing

In-office costs reviewed before treatment

WHAT WE DO AT YOUR VISIT

From Symptom to Treatment Plan in One Visit

UTI Symptoms We Evaluate

If you have these symptoms, walk in today. We will run a urinalysis and a Monarch physician will discuss the right treatment.

  • ✓ Pain or burning when you urinate
  • ✓ Strong, frequent urge to urinate
  • ✓ Passing only small amounts despite the urge
  • ✓ Pressure or cramping in the lower belly
  • ✓ Cloudy, bloody, or strong-smelling urine

Evaluate & Test

  • ✓ Focused physician evaluation and medical history
  • ✓ Clean-catch urinalysis (UA) in the office — results in minutes
  • Urine culture when indicated to identify bacteria and guide antibiotics — sample sent to LabCorp (LabCorp bills the lab cost separately; results often in 24 to 72 hours, timing can vary)
  • ✓ Pregnancy test when clinically relevant

Treat & Relieve

  • ✓ Antibiotic prescription sent to your pharmacy when appropriate
  • ✓ Limited on-site antibiotic stock for same-visit dispensing when available
  • ✓ Hydration and symptom-relief guidance
  • ✓ Clear follow-up instructions through MyChart
  • ✓ Basic prevention guidance and referral when UTIs recur

Educational only — a Monarch physician will confirm the diagnosis and the right treatment for you.

Patients often come to Monarch for same-day UTI care when they have burning with urination, frequent urination, bladder pressure, cloudy urine, or concern that symptoms are getting worse.

WHEN URGENT CARE IS NOT THE RIGHT PLACE

We Tell You What We Do Not Do

Most UTI symptoms are well within urgent care scope. Some are not. Honest framing first:

Long-term management of recurrent UTIs → If you have multiple UTIs in a year, you may benefit from urology evaluation. We can treat the current infection and refer you for further workup.

Complicated or upper-tract infection → Symptoms that suggest kidney involvement (high fever, flank pain, persistent vomiting) need ER-level care. We will direct you to the ER if your evaluation suggests this.

UTI in pregnancy with severe symptoms → UTIs in pregnancy need prompt treatment. We can evaluate uncomplicated cases; severe symptoms or any concern about the pregnancy go to OB or ER.

IV antibiotics or hospitalization → Refer to the ER. We do not give IV antibiotics or fluids on site.

If you came in for one of these, we want you to know before you make the trip.

FROM DR. CLAY

Why I Built UTI Care This Way

When you have a UTI, you do not want to wait three days for a primary care appointment. You do not want to drive to the ER for something that could be a thirty-minute visit. You want someone to look at it, run a test, and give you a plan.

That is what we built. A urinalysis here, in the office, with results in minutes. A physician's evaluation that fits your symptoms and your history. Antibiotics when they are appropriate — usually sent to your pharmacy, sometimes from our limited on-site stock when we have what you need.

When the situation is more complicated — recurrent infections, kidney involvement, pregnancy with severe symptoms — we are honest about that and point you to the right place.

Read more about Dr. Clay →

FROM DR. CLAY

Why I Built UTI Care This Way

When you have a UTI, you do not want to wait three days for a primary care appointment. You do not want to drive to the ER for something that could be a thirty-minute visit. You want someone to look at it, run a test, and give you a plan.

That is what we built. A urinalysis here, in the office, with results in minutes. A physician's evaluation that fits your symptoms and your history. Antibiotics when they are appropriate — usually sent to your pharmacy, sometimes from our limited on-site stock when we have what you need.

When the situation is more complicated — recurrent infections, kidney involvement, pregnancy with severe symptoms — we are honest about that and point you to the right place.

Read more about Dr. Clay →

Dr. Lisa Clay, MD — Board-certified family physician and Medical Director at Monarch Medicine Urgent Care in Carmel, Indiana

WHO WE TREAT

UTI Care Tailored to Each Patient

Women

UTIs are common in women. We evaluate symptoms, run a UA, and treat uncomplicated infections the same visit. If your history suggests recurrent UTIs, we can also discuss prevention and refer to urology when appropriate.

Men

UTIs in men are less common and may signal another underlying issue. We evaluate symptoms, run a UA, and coordinate follow-up with urology if your evaluation suggests a complicated infection or prostate involvement.

Pregnancy

UTIs in pregnancy need prompt evaluation. We can evaluate uncomplicated urinary symptoms and coordinate with your OB. If you have fever, flank pain, vomiting, abdominal pain, bleeding, contractions, decreased fetal movement, or any concern about the pregnancy, go directly to your OB or the ER.

TRANSPARENT PRICING

Clear In-Office Pricing Before Treatment

How UTI visit pricing works: A UTI visit includes the office visit fee plus the in-office urinalysis. If a urine culture is needed, the sample is sent to LabCorp and LabCorp bills the lab cost separately. We review your expected total before treatment begins. HSA and FSA accepted.

Self-Pay Pricing

Office visit (new patient, low-level) $153.30
Office visit (established patient, low-level) $105.70
Urinalysis (UA) in-office $31.50
Urine culture (sent to LabCorp) LabCorp bills separately
Pregnancy test (when clinically relevant) Available on request
Oral antibiotic (if dispensed from on-site stock) $3.50 each

Antibiotics are usually prescribed to your pharmacy. Limited on-site stock available for same-visit dispensing when we have what you need.

For Insured Patients

We are in network with Anthem BCBS, United Healthcare, Aetna, Cigna, and Encore/IU Health Plans. We are NOT in network with Medicaid or Humana. Your copay, deductible, and coinsurance depend on your plan.

View full self-pay pricing

PRACTICAL GUIDANCE

How to Prepare & What to Know

Preparing for Your Urine Test

  • ✓ Try not to urinate for at least one hour before your visit
  • ✓ Drink water, but avoid over-hydrating — very dilute samples can affect accuracy
  • ✓ Use the provided wipes and do a midstream clean-catch
  • ✓ Bring a list of recent antibiotics and known allergies

Basic Prevention Tips

  • ✓ Hydrate regularly and don't delay urination
  • ✓ Urinate after sexual activity
  • ✓ Avoid irritating soaps or douches; choose gentle products
  • ✓ If UTIs recur, ask about targeted prevention strategies and urology referral
Physician-led urgent care for children at Monarch Medicine in Carmel, Indiana

FREQUENTLY ASKED QUESTIONS

UTI Treatment FAQ

Do you test for UTIs on site?

Yes. We run urinalysis (UA) in our office with results in minutes. If a urine culture is needed to identify specific bacteria, we collect the sample and send it to LabCorp; culture results often return in 24 to 72 hours, but timing can vary. LabCorp bills the lab cost separately.

Can I start antibiotics the same day?

Often yes. If your evaluation and UA support it, a Monarch physician can prescribe an antibiotic to your pharmacy during your visit. We also keep a limited on-site antibiotic stock for same-visit dispensing when we have what you need. Final treatment depends on your symptoms, history, and any culture results that follow.

How long do urine culture results take?

Cultures sent to LabCorp often return in 24 to 72 hours, but timing can vary. Your results are documented in your chart and available through MyChart. A Monarch physician will adjust treatment if the culture indicates a different antibiotic is needed.

Which antibiotics do you prescribe?

Antibiotic choice depends on your symptoms, allergies, recent antibiotic history, pregnancy status, prior culture results, and whether your infection appears uncomplicated or more serious. A Monarch physician will discuss the most appropriate option for your situation. If a urine culture is sent, treatment may be adjusted when those results return.

Can you test for STIs at the same visit?

Yes. If your symptoms or history suggest STI testing is appropriate, we can collect samples during the same visit. STI lab tests are sent to LabCorp; LabCorp bills the lab cost separately.

Do you accept insurance?

We are in network with Anthem BCBS, United Healthcare, Aetna, Cigna, and Encore/IU Health Plans. We are NOT in network with Medicaid or Humana. Self-pay rates are listed on the page. HSA and FSA accepted.

What if I have frequent UTIs?

If you have multiple UTIs in a year, you may benefit from urology evaluation. We can treat the current infection and refer you for further workup. Long-term recurrent UTI management is best handled by a urologist or your primary care doctor, not urgent care.

Do you see children with UTI symptoms?

Yes, we can evaluate children with urinary symptoms when appropriate. Young children, infants, fever, vomiting, back pain, dehydration, or any concern for a more serious infection may need pediatric emergency care. A Monarch physician will help determine the safest next step.

I'm pregnant and have UTI symptoms — should I come in?

UTIs in pregnancy need prompt evaluation. We can evaluate uncomplicated symptoms and coordinate with your OB. If you have fever, flank pain, vomiting, abdominal pain, bleeding, contractions, decreased fetal movement, or any concern about the pregnancy, go directly to your OB or the ER.

WHAT PATIENTS SAY

Read What Carmel Families Say About Monarch

Real reviews from real patients, pulled directly from Google. We have earned a 5.0 rating across more than 170 reviews.

Walk In Today. Get Tested. Leave With a Plan.

Same-day UTI evaluation in Carmel. Rapid in-office urinalysis. No appointment needed.

Book An Appointment Call (317) 804-4203

Mon–Fri 8am–6pm · Sat–Sun 9am–12pm

90 Executive Drive, Suite A & B, Carmel, IN 46032

How This Page Is Reviewed

This page was medically reviewed by Dr. Lisa Clay, MD — Founder and Medical Director of Monarch Medicine Urgent Care. UTI treatment guidelines, antibiotic recommendations, and pricing change over time. A Monarch physician reviews your specific symptoms, history, and the right treatment with you during your visit. LabCorp billing for cultures and any other lab work is independent of our in-office charges. Last reviewed: May 2026.

Medically reviewed by Dr. Lisa Clay, MD — Founder & Medical Director, Monarch Medicine Urgent Care. Last reviewed: May 2026.

UTI evaluation and treatment at Monarch Medicine Urgent Care are provided by physician-led clinical staff under the supervision of Dr. Lisa Clay, MD. This content is informational and is not a substitute for individual medical advice or care. Diagnosis, antibiotic selection, and treatment decisions are made by a Monarch physician based on your specific situation. For severe symptoms, call 911 or go to the nearest emergency room. Insurance coverage and self-pay rates are accurate as of the page's last review date and may change. LabCorp bills lab work independently.