PHYSICIAN-LED URGENT CARE IN CARMEL, IN
Complete Urgent Care Services — Walk In Today
From illness and injury to diagnostics, physicals, and surgical clearance — every service at Monarch Medicine is delivered by a board-certified physician. Dr. Lisa Clay, MD, FAAFP sees every patient, every visit.
Open 7 days a week | On-site X-ray & labs | Same-day results | Carmel, IN
MD Every Visit
Every patient is seen by a board-certified physician — every visit, every time
On-Site X-Ray & Labs
Same-day digital imaging and diagnostic testing
Open 7 Days
Mon–Fri 8am–6pm | Sat–Sun 9am–12pm
Transparent Pricing
Self-pay pricing published online — no surprise bills
WHY IT MATTERS WHO SEES YOU
A Board-Certified Physician. Every Patient. Every Visit.
At Monarch Medicine, Dr. Lisa Clay, MD, FAAFP personally evaluates every patient who walks through our doors. Not a nurse practitioner. Not a physician assistant. A board-certified Family Medicine physician and Fellow of the American Academy of Family Physicians — with the training to catch what others miss.
This matters for your care. It matters for your diagnosis. And it matters especially when you are deciding where to take your child, your parent, or yourself when something feels wrong.
Monarch Medicine opened in May 2024 with one mission — bring physician-quality care to Carmel without the wait, the cost, or the impersonal experience of a hospital system. Every service on this page reflects that commitment.
"I started Monarch Medicine because I believed patients in Carmel deserved a physician who actually knew them — not whoever happened to be on shift. Every patient I see gets my full attention, my full training, and my full commitment." — Dr. Lisa Clay, MD, FAAFP
ILLNESS TREATMENT
Common Illness — Same-Day Treatment
Dr. Clay diagnoses and treats a full range of illnesses for adults and children — same day, no appointment needed. Rapid in-office testing for flu, strep, COVID, UTI, and more.
Respiratory & Infections
Cold & flu · COVID-19 · Sinus infections · Strep throat · Ear infections · Bronchitis · Pneumonia evaluation · RSV
Skin & Allergies
Rashes · Hives · Allergic reactions · Insect bites · Pink eye · Skin infections · Poison ivy · Contact dermatitis
GI & Other Illnesses
Nausea · Vomiting · Diarrhea · Stomach flu · UTI · Fever · Migraines · Dehydration · Asthma flares
INJURY CARE
Injuries — On-Site X-Ray & Same-Day Treatment
Dr. Clay evaluates and treats injuries with on-site digital X-ray — no separate imaging appointment, no ER wait, no facility fee. Results reviewed by a physician the same visit.
Wounds & Lacerations
Cuts · Lacerations · Stitches · Staples · Wound closure · Abrasions · Burns (minor) · Wound follow-up & suture removal
Sprains, Strains & Fractures
Ankle sprains · Sports injuries · Simple fractures · Splinting · Minor dislocations · Muscle strains · Joint injuries
Other Injuries
Insect & animal bites · Eye injuries · Foreign body removal · Nail injuries · Head injuries (minor) · Workplace injuries
DIAGNOSTIC TESTING
On-Site Testing — Results the Same Visit
No lab referrals, no separate trips, no waiting days for results. Monarch Medicine performs rapid diagnostic testing on-site, reviewed by Dr. Clay during your visit.
- ✓ Rapid flu, strep, COVID-19 & RSV testing
- ✓ Urinalysis & UTI testing
- ✓ Blood glucose & basic metabolic panel
- ✓ TB skin test (PPD) & QuantiFERON blood test
- ✓ STD testing — confidential, same-day
- ✓ EKG (electrocardiogram)
- ✓ Pregnancy testing
- ✓ Digital X-ray — on-site, no referral needed
PHYSICALS & CLEARANCE
Physicals — Sports, Work, Pre-Op & More
Every physical at Monarch Medicine is performed by Dr. Clay — a board-certified physician. Forms completed same visit. Self-pay pricing published below.
Sports Physicals
IHSAA forms completed same day. Valid for 2026-27 school year. Walk-in, no appointment needed.
$65.80 self-pay
Pre-Op Evaluation
Surgical clearance for plastics, dental, ophthalmology & more. EKG, X-ray & labs on-site. By appointment.
$215.60 self-pay
Work & Employment Physicals
Pre-employment, return-to-work, and occupational health physicals. Documentation provided same visit.
$65.80+ self-pay
WELLNESS INJECTIONS
Physician-Administered Wellness Injections
Every wellness injection at Monarch Medicine is administered under Dr. Clay's direct supervision — not at a med spa, not at a wellness lounge. Clinical oversight, proper screening, and medical-grade formulations. Walk-in, no appointment needed.
Vital Immunity Boost (VIB)
Glutathione + Vitamin C + Zinc — physician-formulated immune support injection. $75 self-pay.
View VIB →NAD+ Injections
Medical-grade NAD+ intramuscular injection for cellular energy, mental clarity, and recovery. $75 self-pay.
View NAD+ →OCCUPATIONAL HEALTH
Employer & Occupational Health Services
Monarch Medicine serves employers, HR teams, and healthcare facilities across Hamilton County with compliant, documented occupational health services. No contract required to get started.
TB Testing
PPD skin test, QuantiFERON blood test, and chest X-ray for employer compliance. Documentation same visit.
Pre-Employment Physicals
Comprehensive work physicals with documentation for HR. Same-day results. Walk-in or appointment.
Pre-Op Evaluation
Surgical clearance for employees scheduled for outpatient procedures. $215.60 self-pay. By appointment.
PEDIATRIC URGENT CARE
Same-Day Care for Children of All Ages
From newborns to teens — Dr. Clay treats pediatric patients with the same physician-led care as adults. Fevers, ear infections, rashes, injuries, sports physicals, and more.
- ✓ Fevers & infections
- ✓ Ear pain & earaches
- ✓ Rashes & skin conditions
- ✓ Sports physicals & school forms
- ✓ Minor injuries & wound care
WEIGHT MANAGEMENT
GLP-1 Weight Loss — Semaglutide & Tirzepatide
Physician-supervised GLP-1 therapy for sustainable weight loss. Dr. Clay evaluates each patient personally and manages your plan from start to finish — not a telehealth app, not a weight loss chain.
- ✓ Semaglutide & Tirzepatide available
- ✓ Physician evaluation every visit
- ✓ Personalized dosing plan
- ✓ Self-pay — transparent pricing
INSURANCE & PRICING
We Accept Most Major Insurance — and Publish Our Self-Pay Prices
Insurance Accepted
Anthem Blue Cross Blue Shield · United Healthcare · Aetna · Cigna · Encore/IU Health Plans · Most employer-sponsored plans
Not accepted: Medicaid · Humana
Call (317) 804-4203 to verify your plan before your visit.
Self-Pay Options
All self-pay prices reflect a 30% discount. Pricing is published online before your visit — no surprise bills. Payment accepted: cash, credit, debit, HSA, FSA, Zelle.
FREQUENTLY ASKED QUESTIONS
Common Questions About Our Services
Does urgent care do stitches?
Yes — Monarch Medicine performs wound evaluations, sutures, staples, and dermabond closure same day. Dr. Clay also handles laceration follow-up and suture removal. No ER needed for most cuts.
Does urgent care do X-rays?
Yes — we have on-site digital X-ray with same-day results reviewed by Dr. Clay. No referral or separate imaging appointment. Results discussed with you during your visit.
Does urgent care treat children?
Yes — Dr. Clay treats patients of all ages from newborns through adults. Pediatric urgent care is available every day during business hours. No separate pediatric appointment needed.
Can urgent care do a pre-op physical?
Yes — Monarch Medicine offers physician-led pre-op evaluations for low-risk outpatient surgery including plastics, dental, ophthalmology, and more. $215.60 self-pay. By appointment — call (317) 804-4203 or book online.
Does urgent care do TB tests?
Yes — we offer PPD skin tests, QuantiFERON blood tests, and chest X-rays for TB screening. Same-day documentation for employer compliance. Walk-in, no appointment needed.
What is the wait time at Monarch Medicine?
Our average wait time is under 25 minutes. As an independent physician-owned clinic, we move faster than hospital-owned urgent cares — no facility fee, no bureaucracy, no long wait.
Do I need an appointment?
Walk-ins are welcome for most services. Pre-op evaluations require an appointment — call (317) 804-4203 or book online. Check in online through MyChart before you arrive to save time.